Main Article Content
Abstract
Financial literacy measures how much one comprehends key money-related financial concepts through appropriate short-term decision-making. Financial literacy is the essential information individuals need to make due in modern society. Environmental issues like regional differences and economic systems can affect financial literacy. Several other studies have considered the relationship between financial literacy and financial behaviour. Financial literacy is an essential determinant of financial behaviour in developing countries; financial literacy is also associated with increased equity ownership, low-cost mortgages, and retirement planning behaviour.
References
- Al, B. A., Weathers, J., & Patel, D. (2019). Racial Differences in the Returns to Financial Literacy Education, 53(2), 572–599.
- Arellano, A., Cámara, N., & Tuesta, D. (2018). Explaining the Gender Gap in Financial Literacy: The Role of Non‐Cognitive Skills, 47(2/3), 495–518.
- Baglioni, A., Colombo, L., & Piccirilli, G. (2018). On the Anatomy of Financial Literacy in Italy, 47(2/3), 245–304.
- Bahovec, V., Barbic, D., & Palic, I. (2015). Testing the Effects of Financial Literacy on Debt Behavior of Financial Consumers Using Multivariate Analysis Methods. Croatian Operational Research Review, 6(2), 361–371.
- Bannier, C. E., & Schwarz, M. (2018). Gender- and Education-Related Effects of Financial Literacy and Confidence on Financial Wealth. Journal of Economic Psychology, 67, 66–86.
- Bongini, P., & Zia, B. (2018). Introduction: The Financial Literacy Collective, 47(2/3), 235–244.
- Bucher, K. T., & Lamla, D. B. (2018). The Long Shadow of Socialism: Puzzling Evidence on East‐West German Differences in Financial Literacy, 47(2/3), 413–438.
- CUDE, B. J. (2010), Financial Literacy 501. Journal of Consumer Affairs, 44: 271-275.
- Ćumurović, A., & Hyll, W. (2019). Financial Literacy and Self‐Employment, 53(2), 455–487.
- Cupak, A., Fessler, P., Silgoner, M., & Ulbrich, E. (2018). Financial literacy in Austria: a survey of recent research results, (1), 14–26.
- Grohmann, A. (2018). Financial Literacy and Financial Behavior: Evidence from the Emerging Asian Middle Class. Pacific-Basin Finance Journal, 48, 129–143.
- HUSTON, S. J. (2010), Measuring Financial Literacy. Journal of Consumer Affairs, 44: 296-316
- Killins, R. N. (2017). The Financial Literacy of Generation Y and the Influence That Personality Traits Have on Financial Knowledge: Evidence from Canada. Financial Services Review, 26(2), 143–165.
- Kim, M., Choi, S., & Lee, J. (2017). Economic System and Financial Literacy: Evidence from North Korean Refugees. Emerging Markets Finance and Trade, 53(11), 2505–2527.
- Kubak, M., Tkacova, A., Androniceanu, A., Tvaronaviciene, M., & Huculova, E. (2018). Financial Literacy of Students in Chosen Universities--Research Platform for Regulatory Processes of Educational System in Slovakia. Ekonomie a Management, 21(1), 175–190.
- Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44.
- Oehler, A., Horn, M., Wendt, S., Reisch, L. A., & Walker, T. J. (2018). Young Adults and Their Finances: An International Comparative Study on Applied Financial Literacy, 47(2/3), 305–330.
- Sayinzoga, A., Bulte, E. H., & Lensink, R. (2016). Financial Literacy and Financial Behaviour: Experimental Evidence from Rural Rwanda. Economic Journal, 126(594), 1571–1599.
- Seay, M. C., Kim, K. T., & Heckman, S. J. (2016). Exploring the Demand for Retirement Planning Advice: The Role of Financial Literacy. Financial Services Review, 25(4), 331–350.
- Tokar Asaad, C. (2015). Financial Literacy and Financial Behavior: Assessing Knowledge and Confidence. Financial Services Review, 24(2), 101–117.
- Walstad, W. B., & Rebeck, K. (2017). The Test of Financial Literacy: Development and Measurement Characteristics. Journal of Economic Education, 48(2), 113–122.
- West, T., & Worthington, A. C. (2018). Synthesizing an Index of Financial Literacy Using Not‐For‐Purpose Survey Data, 47(2/3), 331–352.
Article Details
Copyright (c) 2019 Salem Bouzidi, Mohammed Benmoussa

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Management & Economics Research Journal is licensed under a (CC BY-NC 4.0).
The following guidelines apply to all users:
- 1-Individuals may view, download, print, or save Journal content for research and teaching purposes.
- 2-Any use and/or copies of this journal in whole or part must include the customary bibliographic citation, including author attribution, date, article title, the Journal name, and website address.
Authors who publish with this journal agree to the following terms:
a) Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a (CC BY-NC 4.0) that allows others to share and adapt the work with an acknowledgement of the work's authorship and initial publication in this journal.
b) Authors can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
c) Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges and earlier and greater citation of published work. Where authors include such work in an institutional repository or on their website, we request that they include a statement acknowledging the Management & Economics Research journal, including the journal's name, the volume and issue, and a web link to the journal item.
Master’s degree
Associate Professor Class A