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Financial  literacy measure how much one comprehends key money related financial concepts, through appropriate short-term decision making, so Financial literacy is an  essential information and  that individuals need so as to make due in a modern society. Financial literacy can be affected by environmental issues, such as regional differences and economic systems.The relationship between financial literacy and financial behavior has been considered in a number of other studies, financial literacy is an important determinant of financial behavior in developing countries, financial literacy is also associated with increased equity ownership, the use of low-cost mortgages, and retirement planning behavior.

JEL Classification: E40, G02, G20.


Financial literacy Financial Behavior Economic System

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