Research center in applied economics for development (Algeria)
Organisation management research laboratory, Sidi-Bel-Abbes (Algeria)
The Journal is interested in the following fields of research:
Business, Management and Accounting
Business, Management and Accounting (miscellaneous)
Economics, Econometrics and Finance
Economics and Econometrics and Finance (miscellaneous)
Info! If the subject of your manuscript belongs to one of the above fields, you can go to the in order to make a submission..
Manuscripts must be submitted to Management & Economics Research Journal online via ASJP (Editorial Platform). Go to the in order to move to the space for manuscript submission area and fill in all of the necessary field on the Manuscript Metadata page. Please note the following:
You can change the platform's language (French, English, Arabic):
If you do not have an account in the platform, you must first register, by clicking on Registration , you can find it below the login box.
During the manuscript submission process, please note the following:
1- For submissions in English, the author (s) write the last name and first name in English only.2- In the e-mail field, you must enter the e-mail that you registered with in the platform. 3- The reviewers suggestion is optional.
This study examines how microcredit improved entrepreneurial activity in emerginge conomies as a mechanism of economic growth and to reduce poverty and financial ine qualities, particularly in Algeria, using the example of the National Microcredit Agency. Basic on micro datasurvey of a 150 beneficiaries of this type of financing in the wilaya of Mascara. The results show that there is a strong correlation between microcredit and the number of SME created, microcredit has deployed the number of SME by 37.9% but on the other hand the effect of microcredit in rural areas is not similar to the effect observed in urban areas.
Management & Economics Research Journal is licensed under a (CC BY-NC 4.0).
The following guidelines apply to all users:
-Individuals may view, download, print, or save Journal content for the purposes of research and teaching.
-Any use and/or copies of this Journal in whole or in part, must include the customary bibliographic citation, including author attribution, date, article title, the Journal name and its website address.
Authors who publish with this journal agree to the following terms:
a) Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a (CC BY-NC 4.0) that allows others to share and adapt the work with an acknowledgement of the work's authorship and initial publication in this journal.
b) Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work . Where authors include such a work in an institutional repository or on their website , we request that they include a statement that acknowledges the Management & Economics Resaerch journal including the name of the journal, the volume and issue and a web-link to the journal item.
c) Authors should be aware that the Creative Commons Attribution (CC-BY) License permits readers to share (copy and redistribute the work in any medium or format) and adapt (remix, transform, and build upon the work) for any purpose, even commercially, provided they also give appropriate credit to the work, provide a link to the license, and indicate if changes were made. They may do these things in any reasonable manner, but not in any way that suggests you or your publisher endorses their use.
Abdelkrim Zoheir Hadefi, Research center in applied economics for development (Algeria)
Attached of research
Mohamed Bensaid, Organisation management research laboratory, Sidi-Bel-Abbes (Algeria)
How to Cite
Hadefi, A. Z., & Bensaid, M. (2019). Assistance Program For The Creation Of SMEs In Algeria: a Case Of The National Agency For Micro Credit Management. Management & Economics Research Journal, 1(2), 20-34. https://doi.org/10.48100/merj.v1i2.37
Afrane, S. (2002). Impact assessment of microfinance interventions in Ghana and South Africa: A synthesis of major impacts and lessons. Journal of microfinance/ESR Review, 4(1), 4.
Ahlstrom, D. &. (2014). Entrepreneurship in China: an overview. International Small Business Journa, 32(6), 610-618.
Armendariz, B. &. (2007). The Economics of Microfmance. . Massachusetts Institute of Technology.
Banerjee, A. D. (2015). The miracle of microfinance? Evidence from a randomized evaluation. American Economic Journal: Applied Economics, 7(1), 22-53.
Bolnick, B. R., & Nelson, E. R. (1990). Evaluating the economic impact of a special credit programme: KIK/KMKP in Indonesia. The Journal of Development Studies, 26(2), 299-312.
Bruton, G. K. (2015). New financial alternatives in seeding entrepreneurship: Microfinance, crowdfunding, and peer‐to‐peer innovations. . Entrepreneurship Theory and Practice, 39(1), 9-26.
Coleman, B. E. (2006). Microfinance in Northeast Thailand: Who benefits and how much? World development, 34(9), 1612-1638.
Copestake, J., Bhalotra, S., & Johnson, S. . (2001). Assessing the impact of microcredit: A Zambian case study. Journal of Development Studies, 37(4), 81-100.
Cruz, M. F. (2015). Ending Extreme Poverty and Sharing Prosperity. Banque mondiale.
Development Research Group, F. a.-W. (2018, Oct 31). Global Financial Inclusion (Global Findex) Database 2017. World.
Dupas, P. &. (2013). Savings constraints and microenterprise development: Evidence from a field experiment in Kenya. American Economic Journal: Applied Economics, 5(1), 163-92.
Goetz, A. M., & Gupta, R. S. (1996). Who takes the credit? Gender, power, and control over loan use in rural credit programs in Bangladesh.). World development, 24, 45-63.
HADEFI, A. Z. (2016). Impact de la micro-finance sur le niveau de vie des Ménages (Cas d’étude wilaya de Mascara).Mascara, Algérir: Université de Mustapha Istambouli de Mascara.
Hashemi, S. M., Schuler, S. R., & Riley, A. P. . (1996). Rural credit programs and women's empowerment in Bangladesh. . World development, 24(4), 635-653.
Hoff, K. &. (2001). Modern economic theory and development. Frontiers of development economics. World bank.
Hulme, D. (2000). Impact assessment methodologies for microfinance: theory, experience and better practice. World development, 28(1), 79-98.
Hyman, E. L., & Dearden, K. (1998). Comprehensive impact assessment systems for NGO microenterprise development programs. . World Development, 26(2), , 261-276.
Kevane, M., & Wydick, B. (2001). Microenterprise lending to female entrepreneurs: sacrificing economic growth for poverty alleviation? World development, 29(7), 1225-1236.
Khavul, S. (2010). Microfinance: creating opportunities for the poor? Academy of management perspectives, 24(3), 58-72.
MAYOUX, L. (2013). Atteindre les femmes et les autonomiser: défis pour la microfinance. Microfinance et Genre: Des nouvelles contributions pour une vieille question, 35-39.
Ministère de la solidarité nationale, d. l. (2002). Agence nationale de gestion de Micro-crédit. Consulté le 2018, sur Agence nationale de gestion de Micro-crédit: https://www.angem.dz/home.php
Mosely, P., & Hulme, D. (1998). Micro-enterprise Finance. Three Conflict between Growth and Poverty Alleviation.
Mosley, P. (2001). Microfinance and poverty in Bolivia. . Journal of Development Studies, 37(4), , 101-132.
OIT. (2017). Évaluation nationale du développement de l'entreprenariat féminin en Algérie, situation et recommendations. Algérie: Bureau international du travil.
Park, A., & Ren, C. (2001). Microfinance with Chinese characteristics. . World Development, 29(1), , 39-62.
Phan, P. (2009). Entrepreneurship and Microfinance . A Review and Research Agenda.
Pitt, M. M., & Khandker, S. R. (1998). The impact of group-based credit programs on poor households in Bangladesh: Does the gender of participants matter?. Journal of political economy, 106(5), 958-996.
Roodman, D. ( 2012). Due diligence: An impertinent inquiry into microfinance. CGD Books.
Roodman, D. (2013.). Armageddon or adolescence? Making sense of microfinance’s recent travails. In Microfinance. Springer, Berlin, Heidelberg., 3.0, pp. 13-40).
Schuler, S. R., & Hashemi, S. M. . (1994). Credit programs, women's empowerment, and contraceptive use in rural Bangladesh. Studies in family planning, 65-76.
SMAHI, A. (2010). Microfinance et pauvreté: quantification de la relation sur la population de Tlemcen (Doctoral dertation). Université de Tlemcen.
Unies, N. (2006). Construire des secteurs financiers accessibles à tous. Unies, N.
Woller, G., & Parsons, R. (2002). Assessing the community economic impact of microfinance institutions. . Journal of Developmental Entrepreneurship, 7(2), 133.
Wydick, B. (1999). The effect of microenterprise lending on child schooling in Guatemala. Economic development and cultural change, 47(4), 853-869.
Yunus, M. (1999). The Grameen Bank. Scientific American, 281(5), 114-119.