Main Article Content


This study examines how microcredit improved entrepreneurial activity in emerginge conomies as a mechanism of economic growth and to reduce poverty and financial ine qualities, particularly in Algeria, using the example of the National Microcredit Agency. Basic on micro datasurvey of a 150 beneficiaries of this type of financing in the wilaya of Mascara. The results show that there is a strong correlation between microcredit and the number of SME created, microcredit has deployed the number of SME by 37.9% but on the other hand the effect of microcredit in rural areas is not similar to the effect observed in urban areas.

JEL Classification: G21, A12, C40.


Microcredit Public Program SME Algeria

Article Details

Author Biographies

Abdelkrim Zoheir Hadefi, Research center in applied economics for development (Algeria)

Attached of research

Mohamed Bensaid, Organisation management research laboratory, Sidi-Bel-Abbes (Algeria)

Full Professor

How to Cite
Hadefi, A. Z., & Bensaid, M. (2019). Assistance Program For The Creation Of SMEs In Algeria: a Case Of The National Agency For Micro Credit Management. Management & Economics Research Journal, 1(2), 20-34.
Cited by


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